Need an appraisal for an FHA-backed mortgage? Call ACI Appraisal ServicesThe FHA publishes a list of approved appraisers for each state - ACI Appraisal Services is on the roster of approved appraisers for PA. If you have an FHA-secured loan, be sure to hire ACI Appraisal Services, as we are approved and certified to perform FHA appraisals. Part of the continuing training our staff at ACI Appraisal Services completes deals precisely with understanding the FHA's documentation and their rules and procedures. If you need an report for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is secured by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). The lender takes care of all the money in the loan; the FHA simply secures the transaction through mortgage insurance in case the borrower defaults on his or her loan. Available to all consumers, FHA loan programs are built to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lower income or less starting money to use as a down-payment on a financial transaction are helped the most from FHA loan programs. |